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Here's how much you need to save every month to earn $70,000 per year in interest for retirement - TL;DR CNBC

Here's how much you need to save every month to earn $70,000 per year in interest for retirement

Publishing timestamp: 2023-03-07 08:00:01


Summary

Planning for retirement can be daunting, but it doesn't have to be. CNBC crunched the numbers to show how much you need to save now to get $70000 every year in retirement without taking a bite out of your principal. Financial advisors typically recommend a mix of investments in your portfolio that gradually become more conservative as you approach retirement. We assume a conservative annual 6% return when you are saving and a more conservative 3% rate during your "interest-only" retirement. We do not factor in inflation, taxes or any additional income you may get from Social Security or your 401(k) plan.


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Keywords: fixed income fundsgeneration yretiredpersonal financepersonal savinginterest rate spreadnerdwallet incnew yorkbusiness newsretireespersonal incomeretirement planningfamily financesinterest ratesinvestment strategymillennialsfederal reserve systemincome taxretiree financesexchange-traded funds

Source: https://www.cnbc.com/2023/03/07/how-much-to-save-to-earn-70-000-per-year-in-interest-for-retirement.html


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