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How the U.S. built a junk fee economy - TL;DR CNBC

How the U.S. built a junk fee economy

Publishing timestamp: 2023-04-25 11:23:25


Summary

Americans are collectively spending nearly $65 billion on "junk fees," which include overdraft charges, late fees, account maintenance fees, and fees to pay bills. These fees are prevalent across various industries, and companies are becoming addicted to them as a way to pull in more revenue without competing. Regulatory agencies are proposing changes to address the issue, but increased regulatory oversight may be necessary to eliminate "junk fees" once and for all.


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Keywords: credit card serviceswells fargo & copersonal debtpoliticsmortgage figuresstock marketscongressfamily financestradestudent financesconsumer financebanking and credit regulationairlineseconomytelecommunications regulationconsumer bankingpersonal savingeconomic growthmarketingconsumer pricesonline bankingbusinesspassenger airlinescredit cardsu.s. democratic partyeconomic outlookvideo firstvacation costspersonal financeconsumer spendingpricesconsumer financial protection bureaufederal trade commissionbanksinflationcomcast corpcontracts and ordersmortgagesu.s. republican partyhotels and resortswhite housepersonal spendingu.s. economyeconomic policymarketssocial issuestaylor swiftjoe bidenbusiness newsconsumer fraudevent promotion and ticketing servicesu.s. department of transportationproducts and services

Source: https://www.cnbc.com/2023/04/25/how-the-us-built-a-junk-fee-economy.html


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