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As mortgage rates hit 8%, home 'affordability is incredibly difficult,' economist says - TL;DR CNBC

As mortgage rates hit 8%, home 'affordability is incredibly difficult,' economist says

Publishing timestamp: 2023-10-20 14:33:30


Summary

The average 30-year fixed mortgage rate has reached 8% for the first time since 2000, making housing affordability difficult for potential homebuyers. Homebuyers must earn $114,627 to afford a median-priced house in the US. Rising housing costs and high interest rates have made homeownership out of reach for many people. The constrained supply of homes for sale and the expectation of high benchmark rates from the Federal Reserve contribute to the challenges in the housing market. Prospective homebuyers should carefully consider their personal finances, stability, and other financial goals before purchasing a home.


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Keywords: labor economynew yorkbusiness newsinvestment strategypersonal financereal estateunited stateshousingmortgagesredfin corpbreaking news: investing

Source: https://www.cnbc.com/2023/10/20/what-8percent-mortgage-rates-mean-for-home-affordability.html


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